uob particular banking
uob particular banking
Blog Article
UOB Lender gives several different individual banking companies intended to meet up with the money requires of people. Down below is an intensive overview that will help you realize The true secret facets and offerings.
Kinds of Accounts
Financial savings Account: This account enables you to save money though earning desire.
Characteristics: Quick access, interest earnings, negligible costs.
Rewards: Safe spot for your money, potential expansion by way of interest.
Latest Account: Ideal for day by day transactions and controlling costs.
Capabilities: Checkbook facility, overdraft safety.
Gains: Practical for normal payments and withdrawals.
Set Deposit Account: For people planning to earn increased interest charges around a fixed period of time.
Features: Mounted time period deposits, greater fascination fees when compared with price savings accounts.
Rewards: Safe investment choice with predictable returns.
Loans
Particular Financial loans: Unsecured financial loans that can be utilized for a variety of applications like education or residence renovation.
Forms:
Installment Financial loans
Credit history Strains
Benefits: Flexible repayment terms, competitive interest charges.
Residence Loans: Tailor-made answers for getting residence or refinancing current mortgages.
Varieties:
Mounted Charge Residence Bank loan
Floating Charge Residence Mortgage
Rewards: Distinct programs to fit person needs, attractive fees.
Bank cards
UOB delivers A variety of credit cards catering to distinctive life and paying routines:
Benefits Cards: Make details on just about every acquire which can be redeemed for items or journey miles.
Cashback Playing cards: Get funds rebates on daily spending for instance groceries and dining out.
Vacation Cards: Distinctive Positive aspects like air miles accumulation and travel insurance plan coverage.
Financial investment Companies
For individuals enthusiastic about expanding their prosperity through investments:
Unit Trusts * Diversified portfolio managed by professionals. * Appropriate for long-phrase click here advancement goals.
Structured Deposits * Brings together the features of classic deposits with investment items. * Likely greater returns but with some possibility involved.
Insurance policy Products and solutions
To protect oneself and Your loved ones versus unexpected occasions:
Existence Coverage * Provides monetary security in case of death or vital disease. * Might also function a price savings Software based on the policy selected.
Wellness Insurance policies * Addresses health-related bills like hospitalization charges. * Essential for mitigating large healthcare expenses.
Digital Banking Services
Convenience at your fingertips through electronic platforms:
Net Banking
Lets you deal with your finances online:
View account balances and transaction record
Transfer cash among accounts or spend bills
Submit an application for new merchandise (loans/bank cards)
Mobile Banking
Banking on-the-go via cellular apps:
Brief harmony checks
Mobile payment selections (QR code payments)
Notifications & alerts about account action
Using these thorough offerings, UOB aims to offer customized banking methods that cater exclusively to person prerequisites even though ensuring advantage and security in all transactions.